A Guide for the First Time Land Buyer - A focus on Mississippi, Tennessee, and Arkansas

Rob Mynatt • February 25, 2026

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Dreaming of Wide Open Spaces? A First-Time Land Buyer's Guide: Mississippi, Tennessee, and Arkansas

That feeling of owning your own piece of land – whether it's for building a dream home, hunting, farming, or simply investing – is a powerful one. But buying land for the first time can feel like navigating a maze. Unlike buying a house, there's a unique set of challenges and considerations.

Don't let the complexities scare you off! This guide is designed for the uninitiated. We'll walk you through the essential steps, turning that dream of land ownership into a reality.

According to a 2025 analysis, the typical land parcel takes about 125 days to sell. Let's make sure you're prepared to make the most of that time!

1. Saving Up and Securing Financing: Laying the Groundwork

Before you start picturing your future homestead, let's talk money.

Down Payment and Savings:

Land loans typically require a larger down payment than a traditional mortgage, often ranging from 20% to 50%. Start saving early and create a realistic budget.

Shop Around for Loan Rates: 

Don't settle for the first offer you get. Banks, credit unions, and even the USDA offer land financing options. Explore them all!

USDA Loans are a great option for those buying land for the first time in rural areas! USDA construction loans can require little to no down payment for eligible properties in approved rural areas!

2. Define Your Objective: What's Your Land Dream?

What do you plan to do with your land? This is crucial! Are you: 

Buying land for homesteading? You'll need to prioritize access to utilities, buildable land, and water sources.

Buying land for hunting? Look for properties with wildlife habitat, privacy, and water features.

Buying land for investment? Focus on location, appreciation potential, and development trends. Land appreciates at annual rates of 4 to 6 percent in many markets in 2025 and 2026.

Buying land for farming? Soil quality, water rights, and existing agricultural infrastructure are key.

Knowing your "why" will guide your search and prevent costly mistakes.

3. The Power of Representation: Why You Need a Buyer's Agent

Think you can find the perfect property on your own? Probably so! Information on the internet seems to be at an all-time high. Just like residential buyers, land buyers have the same data at the tips of their fingers as any real estate agent. But, that’s not the reason you need buyer representation. A buyer's representative, especially one specializing in land, is invaluable well past the search phase.

Why a Buyer's Agent? They represent your interests, negotiate on your behalf, and protect your financial position. Using a buyer’s rep agent from the starting line pays dividends during a negotiation, due diligence, and closing process. 
Land-Specific Expertise: General real estate agents may lack the specialized knowledge needed to evaluate land effectively. Land-specialized agents understand water rights, mineral rights, agricultural exemptions, development potential, timber valuation, wildlife habitat, hunting regulations, utility extension costs, and infrastructure planning.

Scout Land Company: Consider working with a land-focused company like Scout Land Company. They have deep roots in forestry and land management, understanding land from every perspective. We can help evaluate soil scores and timber composition. We can help understand why a neighboring property is less valuable the second you cross the boundary line. 

And as a buyer’s rep, we work for a commission that is most likely getting paid BY THE SELLER! What do you have to lose?

As of February 2026, Scout Land Company has already closed over $20 million in sales as the buyer’s representative. That is A LOT of land in just 2 months! Scout Land Company is consistently one of the top agencies in Tennessee, Mississippi, and Arkansas when it comes to land sales. Click on our SOLD page HERE.

4. Touring and Evaluating: Seeing Beyond the Surface

Time to get your boots dirty! Touring land is more than just a walk in the woods.

Bring a Checklist: Evaluate water resources, access, easements, and potential building sites.

Check for Utilities: Are utilities accessible, or will you need a private well and septic system? Extending electric service can cost $15,000 per quarter mile!

Assess the Neighborhood: Look at surrounding properties. Are they well-maintained? What's the overall community like?

Water is Key: If the property depends on private wells, request documentation showing the well's gallons-per-minute production rate.

5. The Contract Process: Sealing the Deal

The contract is where the legal rubber meets the road.

Legal Description: Ensure the legal description accurately identifies the property. Errors can lead to major headaches!
Contingencies: Protect yourself with contingencies for inspections, financing, and appraisals.

Surveys: Decide who pays for the survey. It's an important step to identify boundary lines, easements, and encroachments.

6. Closing Time: Congratulations, Landowner!

Closing involves finalizing the paperwork, transferring funds, and officially recording the deed. Work closely with your title company and attorney to ensure a smooth process.

7. Maintaining Your Land: Long-Term Appreciation

Congratulations, you're a landowner! But the journey doesn't end at closing.

Regular Maintenance: Keep your property clean, clear, and well-maintained
.
Property Taxes: Stay on top of property taxes to avoid penalties or liens.

Improvements: Consider improvements that enhance the value and usability of your land.

Mississippi, Tennessee, and Arkansas: A Land Buyer's Paradise?

These states offer some of the most affordable land in the US, making them ideal for first-time buyers.

Mississippi: 
Consistently offers some of the lowest per-acre prices nationwide. Mississippi is set to shed their state income tax soon and property values will soar as migration begins. Some of the most affordable coastline in the country lies in this state.

Arkansas: 
Extensive rural properties with diverse topography. On aerial views, Arkansas' drama unfolds. Northeast Arkansas consists of clear running rivers and farmland. In northwest Arkansas, the Ozark and Ouachita mountains fight for attention with the Buffalo River or over a million acres of public land. Not to mention towns with cool names like Snowball, Deer, Ponca, or Tomahawk. 

Tennessee: 
The Volunteer state can be divided in two on pricing. Western Tennessee shows still holds some of the lowest priced acreage in the state, while middle and east Tennessee hold the title for higher prices (with exceptional value), especially in fast-moving counties.

Remember, market conditions vary within each state, so do your research!

Ready to Take the Plunge?

Buying land for the first time can be an exciting and rewarding experience. By following these tips, doing your due diligence, and working with experienced professionals, you can confidently navigate the process and find the perfect piece of land to call your own.

Ready to get started? Contact Scout Land Company today and let their expertise guide you towards your land ownership dreams in Mississippi, Tennessee, or Arkansas!

By Rob Mynatt October 13, 2025
From Dirt to Dollars: Unlocking Value in Land, Whether You're Buying or Selling Okay, let's talk dirt. Not just the literal kind under your boots, but the kind that translates into dollars and dreams. Whether you're a seller looking to maximize your return or a buyer hunting for that perfect piece of paradise, understanding how to add and identify value in land is crucial. Think of land like a blank canvas. As a seller, your job is to prepare that canvas, prime it, and give potential buyers a glimpse of the masterpiece it could become. As a buyer, you need to envision your own masterpiece and find the canvas that best suits your vision. Sellers: Staging Your Land for Success Forget open houses with cookies and potpourri. Staging land is a different beast, but just as important. Think of it as curb appeal on a grand scale. You're not selling a house; you're selling a dream, a lifestyle, a possibility. Here's how to make that dream irresistible: Clean Up Crew, Assemble!: This is non-negotiable. Remove debris, old equipment, and anything that detracts from the natural beauty. A clean property shows pride of ownership and allows buyers to see the land's true potential. Gate Expectations: A rickety, broken gate screams neglect. Replacing or repairing the entrance gate is a simple upgrade that makes a huge difference in first impressions. Think of it as the handshake of your property. Pathways to Profit: Clear trails and roads allow buyers to easily explore the property. This is especially important for larger parcels. Make it easy for them to imagine themselves driving their ATV, riding their horses, or simply enjoying a leisurely hike. Erosion Eradication: Don't leave the eyesore for the buyer. One of the biggest turnoffs for buyers is EROSION! Addressing erosion issues not only protects the land but also demonstrates responsible stewardship. It shows buyers that you care about the property and have invested in its long-term health. Highlight the Hidden Gems: Does your land have a babbling brook, a stunning vista, a body of water, or a unique rock formation? Make sure these features are accessible and showcased. These natural assets are HUGE selling points. Grand Entrance, Grand Impression: Consider creating a defined entrance with signage or hardscaping. A couple of stone columns to frame your gate adds a dollar-for-dollar first impression. This touch of sophistication helps buyers visualize the property's future. By investing in these improvements, you're not just making the land look better; you're adding tangible value. You're making it easier for buyers to envision their future on your property, and that translates into a higher selling price. Buyers: Buying Value, Not Just Land Now, let's flip the script. As a buyer, you're not just looking for a plot of dirt; you're looking for a foundation for your dreams. To find the best value, you need to start with a clear vision of your end goal. Dream Big, Filter Smart: What do you want to do with this land? Build a cabin? Start a farm? Create a hunting retreat? Once you know your "why," you can start filtering your search based on the specific amenities and infrastructure you need. Don't Pay for What You Don't Need: If you're planning to build off-grid, don't pay a premium for land with existing utilities. Conversely, if you need easy access to power and water, focus your search on properties that already have those connections. Location, Location, Location (and Infrastructure): Consider factors like proximity to towns, schools, hospitals, and recreational areas. These factors can significantly impact the value and usability of the land. Due Diligence is Your Best Friend: Don't skip the crucial steps of surveying, soil testing, and environmental assessments. These can uncover hidden issues that could cost you dearly down the road. The Scout Land Sales Advantage Navigating the world of land sales can be complex. That's where www.scoutlandsales.com comes in. Our agents are specifically trained to help both buyers and sellers unlock the full potential of their land transactions. For sellers, we provide expert guidance on staging, pricing, and marketing your property to attract the right buyers. For buyers, we help you define your goals, identify properties that meet your needs, and navigate the due diligence process with confidence. At Scout Land Company, we believe that land is more than just dirt; it's an investment in your future. Let us help you make that investment wisely. Ready to turn your land dreams into reality? Visit www.scoutlandsales.com today! Land Management and Cost Share Programs Many landowners do not know of the world of cost share offered through a variety of funding pools. Conservation programs do not encumber the land and often times leave money in the pocket of the landowner. Buffalo Land Strategies can provide a consultation on how to obtain such funding. Visit www.buffalo.land for more information.
By Rob Mynatt October 6, 2025
Can Conservation Create Income? Owning land is more than just an investment, it’s a legacy. Whether your property is a working farm, recreational tract, or timberland, there’s an incredible opportunity to enhance its productivity, beauty, and long-term value through conservation. Two of the most powerful tools available to landowners are the Environmental Quality Incentives Program (EQIP), and the Conservation Stewardship Program (CSP),both offered through the Natural Resources Conservation Service (NRCS). EQIP: The Heavy Lifting Program The Environmental Quality Incentives Program (EQIP) is designed to help landowners tackle the big, high-impact conservation projects, the kind that improve soil health, restore wildlife habitat, manage water resources, and enhance overall land function. EQIP provides cost-share funding for practices such as: Timber stand improvement and prescribed burning Thinning overmature timber stands Brush control and invasive species Pollinator and wildlife habitat establishment Reforestation Think of EQIP as the program that helps you build the foundation. It’s the heavy lifting that creates the systems and structures your property needs to perform better ecologically and economically. CSP: The Maintenance and Enhancement Program Once the hard work is done, the Conservation Stewardship Program (CSP) helps you maintain and refine your conservation gains. CSP rewards landowners who have already implemented sound conservation practices and want to take them to the next level. CSP focuses on practices like: Maintaining forest composition Regenerating an oak forest Habitat improvement for wildlife and pollinators Sustainable forestry and precision agriculture Where EQIP builds the framework, CSP fine-tunes it—offering annual payments that help landowners maintain their conservation investments over time. Conservation as an Investment At Buffalo Land Strategies (www.buffalo.land ), we believe conservation is one of the most rewarding investments a landowner can make. Implementing EQIP and CSP projects not only strengthens your land’s ecological integrity but also increases its long-term market value. Buyers are increasingly looking for turnkey, well-managed properties, places where wildlife thrives, water runs clean, and management plans are in place. Conservation work doesn’t just elevate the enjoyment of land ownership—it adds measurable monetary value when it’s time to sell. The Scout Land Company Connection Many of the properties sold by Scout Land Company (www.scoutlandsales.com) are ideal candidates for EQIP and CSP participation. These tracts already possess strong natural assets—timber, farmland, wetlands, or open space—that can be enhanced through conservation planning and implementation. By partnering with Buffalo Land Strategies, landowners and investors can access professional guidance to identify the right programs, develop project plans, and manage the process from start to finish. Elevate Your Land Ownership Experience Land stewardship is both a privilege and an opportunity. Programs like EQIP and CSP make it possible to invest in your property’s future—boosting its productivity, ecological resilience, and resale potential. Whether you’re looking to improve your land or searching for the next great investment property, Scout Land Company and Buffalo Land Strategies can help you achieve your goals. Learn more at [www.scoutlandsales.com](https://www.scoutlandsales.com) and [www.buffalo.land](https://www.buffalo.land)